Display of Charges – DMI Finance

1. Fees and charges of Personal Loans

ROI: upto 30% p.a.

Processing fee: upto 5%+GST of the loan amount

Overdue charges: upto 4%+ GST per month of the overdue amount

Pre-closure charges: upto 5%+GST on balance principal

Late payment fees: Rs. 550 +GST to Rs.750+GST on every instance

2. Fees and charges of consumption Loans

ROI: upto 30 %p.a.

Processing fee: upto 4% + GST of the loan amount

Overdue charges: upto 2%+ GST per month of the overdue amount

Pre-closure charges: upto 3%+GST on balance principal

Late payment fees: Rs. 550 +GST on every instance

One time mandate rejection charges: Rs.500+GST

3. Fees and charges of Electric vehicle loans

ROI: upto 24% p.a.

Processing fee: upto 4% + GST of the loan amount

Overdue charges: upto 2%+ GST per month of the overdue amount

Pre-closure charges: upto 3%+GST on balance principal

Late payment fees: Rs. 550 +GST on every instance

One time mandate rejection charges: Rs.500+GST

Legal and repossession charges: On Actuals

4. Fees and charges of LAS

ROI: upto 18% p.a.

Processing fee: upto 5%+ GST of the loan amount

Overdue charges: upto 2%+ GST per month of the overdue amount

Pre-closure charges: upto 3%+GST on balance principal

Late payment fees: Rs. 550 +GST on every instance

Facility renewal fee: 1%+GST of sanction amount

Stamp duty: As per state laws

Brokerage charges: On Actuals (Charges levied by broker to DMI)

DP charges/ Pledge confirmation charges/ Pledge invocation charges: On Actuals (Charges levied by depositories to DMI)

5. Fees and charges of MSME unsecured loans

ROI: upto 30% p.a.

Processing fee: upto 5%+ GST of the loan amount

Overdue charges: upto 3%+ GST per month of the overdue amount

Pre-closure charges: upto 5%+GST on balance principal

Late payment fees: upto Rs. 1200 +GST on every instance

One time mandate rejection charges: Rs.500+GST

Facility renewal fees ( For Supply chain Finance product): upto 1%+GST of the line amount

6. Fees and charges of MSME secured loans

ROI: upto 27% p.a.

Processing fee: upto 4%+ GST of the loan amount

Overdue charges: upto 3%+ GST per month of the overdue amount

Pre-closure charges: upto 5%+GST on balance principal

Late payment fees: Rs. 1200 +GST on every instance

One time mandate rejection charges: Rs.500+GST

Documentation/Collateral valuation/Legal/ Registration/ stamp duty charges or any other charges as applicable: upto Rs. 10,000 +GST