Give us a Missed Call: 97720277704
Call Us: 011-66107107
Branch Locator
Become a Partner
Download App
Pay EMI
Call us: 011-66107107
Branch Locator
Save more by transferring your loan against property to better terms today! Apply now
Take charge of your financial journey with a smart switch. At DMI Housing Finance, our Loan Against Property Balance Transfer option allows you to unlock better rates and terms on your existing loan, helping you reduce costs and free up resources for what truly matters. With flexible repayment plans, interest rates starting at 12.50% p.a., and loan tenures extending up to 15 years, we make it easier for you to manage loans ranging from ₹2 lakh to ₹75 lakh. Our team is here to ensure a smooth transfer process so you can enjoy the benefits of a more manageable loan and financial freedom.
Quick
Disbursal
No-Hidden
Charges
Minimum
Documentation
Attractive
Interest Rate
At DMI Housing Finance, we believe that financial flexibility should be accessible to everyone, regardless of profession, income type, or tax status. That’s why we’ve designed our eligibility criteria to accommodate a wide range of individuals, from salaried employees to self-employed professionals and business owners.
Age: 21 to 65 years
Eligible Employment Types: Private, government, MNC, and contractual employees
Minimum Monthly Income: ₹10,000
Loan Tenure: Up to 15 years
An Applicant should have a positive credit history.
Age: 21 to 75 years
Eligible Applicants: Business professionals and non-professional individuals file ITR.
Minimum Monthly Income: ₹10,000 onwards
Loan Tenure: Up to 15 years
Eligibility Based On: GST Turnover
A borrower should have a positive credit history.
Age: 21 to 75 years
Eligible Applicants: Business professionals and non-professionals do not file ITR.
Minimum Monthly Income: ₹10,000 onwards
Loan Tenure: Up to 15 years
Eligibility Based On: Banking churning and average daily bank balance
A borrower should have a positive credit history.
It is a credit facility offered by Banks and HFCs to the borrowers of other lenders. DMI Housing Finance also offers this facility. Loan-against-property borrowers can transfer their loans to DMI Housing Finance for lower interest rates and suitable payment terms.
It could be a good idea if you save enough money after transferring your home loan at lower interest rates. You can use a home loan balance transfer calculator to calculate the savings. Do not forget to factor in the processing fee and other related charges for loan transfers. You can also transfer your home loan for more suitable payment terms.
If you apply digitally with all the required documents and details, your home loan balance transfer application will be approved in 1 working day. Our team strives to process loans as quickly as possible for your convenience.
Required documents for DMI Home Loan are:
There is no penalty. Lenders levy charges for focusing a loan, but this is not the case with LAP balance transfer since most loans have floating interest rates, and no lender can charge a foreclosure fee on a floating-rate loan as per the RBI guidelines.
Download App
Pay EMI
