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DMI Housing Finance
Customer Portal

Manage Your Home Loan with Ease, Anytime, Anywhere!

Loan
About DMI Customer Portal

The DMI Housing Finance Customer Portal is an easy-to-use and safe online platform for managing loans. New customers can apply for a loan directly on the portal, tracking their application's progress at every stage. Existing customers enjoy easy access to important features for managing their loan accounts.

Secure and Digital Repayments
Loan Application &
Status
Start a new application, and track its progress under the Existing Loan section on the portal.
Check your Credit score
Payment & Dues
Management
Make quick payments for any dues without needing to visit a branch.
Utility Bill Payments
Loan-Related
Documents
Download tax certificates, welcome letters, loan statements, and Statements of Account (SOA).
Check your Credit score
Update Personal
Details
Easily update personal information, such as address or mobile number, by submitting a request through the portal.
How to Access the Customer Portal

Visit portal.dmihousingfinance.in

Enter your registered mobile number

Use the OTP to log in.

Frequently Asked Questions (FAQs)

Your eligibility for a home loan depends on the criteria below. DMI Housing Finance provides home loans to individuals with different income backgrounds.

Eligibility for Bank-Salaried Individuals

  • Age: 21 to 65 years
  • Eligible Employment Types: Private, Government, MNC, and contractual employees
  • Minimum Monthly Income: Rs. 10,000
  • Loan Tenure: Up to 30 years

Eligibility for Cash-Salaried Individuals

  • Age: 21 to 65 years
  • Loan Amount: Up to Rs. 15 lakh
  • Minimum Monthly Income: Rs. 10,000 onwards
  • Loan Tenure: Up to 30 years

Eligibility for Formal Self-Employed Individuals

  • Age: 21 to 75 years
  • Eligible Applicants: Business professionals and non-professional individuals file ITR.
  • Minimum Monthly Income: Rs. 10,000 onwards
  • Loan Tenure: Up to 30 years
  • Eligibility Based On: GST turnover

Eligibility for Informal Self-Employed Individuals

  • Age: 21 to 75 years
  • Eligible Applicants: Business professionals and non-professionals do not
    file ITR.
  • Minimum Monthly Income: Rs. 10,000 onwards
  • Loan Tenure: Up to 30 years
  • Eligibility Based On: Banking churning and average daily bank balance

You can apply for loans through various mediums, such as the website, mobile app, missed call facility, email ID, and branch visit.

Apply via Website:

  1. Access the Customer Portal: Visit the "Customer's Corner" on our website.
  2. Log In: Enter your mobile number and log in using the OTP sent to your mobile device.
  3. Apply for a New Loan: Click the "Apply New Loan" option.
  4. Fill Out Your Details:
    • Personal Information: Provide your basic personal details.
    • Employment Information: Enter your employment details to help us tailor your loan offer.
    • Loan Offer Check: Review the loan offer available for you.
    • Document Upload: Upload the necessary documents for verification.
  5. Track Your Application: Once you submit your application, you can monitor its progress in the "Existing Loan" section.

Apply via the Mobile App::

  1. Download the App: Go to the Play Store and download the DMI Home Loans app.
  2. Log In: Log in securely with the OTP sent to your mobile.
  3. Apply for a New Loan: Select the "Apply New Loan" option.
  4. Complete Your Application:
    • Personal Information: Your Name, Address, etc.
    • Employment Information: Salaried, Self-Employed, Income Details, etc.
    • Loan Offer Check: View the loan offer customised for you.
    • Document Upload: Upload the required documents directly through the
      app.
  5. Track Your Application: The "Existing Loan" section of the app allows you to monitor your loan application status.

Apply via Missed Call Facility:
You can give us a missed call at 9772027704, and our team will call you back.

Apply via Email:
You can write to us at Customercare@dmihousingfinance.in

Apply via Branch Visit:
You can visit the nearest branch of DMI Housing Finance. Click here to locate it.

Easily track the status of your loan application through our website or mobile app by following these steps:

Track via Website

  1. Access the Customer Portal: Go to the "Customer's Corner" on our website.
  2. Log In: Enter your details and verify using the OTP sent to your mobile.
  3. View Existing Loans: Click "Existing Loans Details" to see your active applications.
  4. Check Loan Journey: To view the progress of your application, scroll to the "Loan Journey" option at the bottom of the Dashboard.

Track via Mobile App

  1. Download the App: If you haven't already, visit the Play Store and download the DMI Home Loans app.
  2. Log In: Access your account with the OTP sent to your mobile.
  3. View Existing Loans: Tap "Existing Loan" in the app's main menu.
  4. Check Loan Journey: On the pop-up card, select the" Loan Journey" option to track the status and details of your application.

You can foreclose your DMI Home Loan anytime, as DMI Housing Finance does not enforce a lock-in period on its borrowers. To begin the foreclosure process, follow the steps below:

  1. Open the DMI Home Loan Mobile App.
  2. Tap on the “Request” option located at the bottom right corner.
  3. Select “Loan Pre-closure Statement.”
  4. Provide your email address and a reason for the closure (optional).
  5. Pay the pre-closure fee of Rs. 1770.
  6. The Retention/Operations team will receive your request.
  7. After that, your foreclosure request will be processed within the next 10 working
    days.

Yes, you can change the tenure of your home loan after it has been sanctioned, but this will depend on your lender's policies. At DMI Housing Finance, you can request to extend or reduce the loan tenure. Extending the tenure may reduce your monthly EMI but will increase the total interest.