Micro, small, and medium enterprises (MSMEs) comprise an important pillar of the Indian economy, with a 28.77% share in the country’s GDP (2015-16). But despite this claim to fame, the Indian MSME segments is largely unorganised. Apart from the lack of structure and processes, one of the biggest deterrents in MSME growth is inaccessibility to easy credit.

To understand the DMI perspective on the projected growth of digital lending in India, we caught up with Shivashish Chatterjee, Co-Founder and Joint MD of DMI.

Chatterjee shared with us his views on what’s triggering the upward curve in digital lending, UPI 2.0, and spoke about automatic repayments, how if and when they come, could prove to be a gamechanger for the entire lending infrastructure and lending companies, he said.

Source: Inc42