Give us a missed call: 97720277704
Call Us: 011-66107107
Branch Locator
Become a Partner
Download App
Pay EMI
Call us: 011-66107107
Branch Locator
DMI Housing Finance provides a range of home loans to individuals willing to have a home of their dreams.
DMI Housing Finance offers home loans with attractive interest rates and customised repayment options so that you can have your dream home without any hassle. We aim to provide affordable home loan solutions to individuals as per their needs, and we have eligibility requirements for individuals with different employment types.
We believe everyone should have the opportunity to own their dream home, regardless of their job type or tax status. Hence, we have designed flexible eligibility criteria for different individuals.
Age: 21 to 65 years
Eligible Employment Types: Private, Government, MNC, and contractual employees
Minimum Monthly Income: Rs. 10,000
Loan Tenure: Up to 30 years
Age: 21 to 65 years
Loan Amount: Up to Rs. 15 lakh
Minimum Monthly Income: Rs. 10,000 onwards
Loan Tenure: Up to 30 years
Age: 21 to 75 years
Eligible Applicants: Business professionals and non-professional individuals file ITR.
Minimum Monthly Income: Rs. 10,000
Loan Tenure: Up to 30 years
Eligibility Based On: GST Turnover
Age: 21 to 75 years
Eligible Applicants: Business professionals and non-professionals do not file ITR.
Minimum Monthly Income: Rs. 10,000
Loan Tenure: Up to 30 years
Eligibility Based On: Banking churning and average daily bank balance
Get all the answers to your top Home Loans FAQs with DMI Housing Finance
It is a secured loan offered by a bank or credit institution to help you purchase, construct, or renovate a residential property. The property acts as collateral until the loan is fully repaid.
In India, home loan borrowers can get tax benefits. Under Section 80C, you can claim up to Rs.1.5 lakh on the principal amount repayment, and under Section 24(b), you can claim up to Rs. 2 lakh on interest paid for a self-occupied property, and there is no limit for a let out property. Additionally, suppose you’re a first-time homebuyer, and your house qualifies under the affordable housing category. In that case, you may claim up to Rs.50,000 per year under Section 80EE until the loan is fully repaid. These benefits can significantly reduce your overall tax burden.
Co-applicants are typically immediate family members like your spouse, parents, or children. In some cases, siblings can also be co-applicants if they are co-owners of the property.
If you apply digitally with all the required documents and details, your home loan application will be approved in 1 working day. Our team strives to process loans as quickly as possible for your convenience.
You can take multiple home loans, provided you meet the eligibility criteria and demonstrate sufficient repayment capacity for both loans.
Download App
Pay EMI
