Manage Funds<\/strong><\/p>\n\n\n\n One of the most important steps towards buying a dream home should always be to have an appropriate balance between down payment and loan amount. People tend to think that paying off a major part of the property price is a wiser decision. So, most of us keep waiting for the time when we have enough money to buy a house. But it is never a good idea to spend all your savings on property. One should always be aware of the fact that property investment has low liquidity. It is always better to have liquid money to manage unfavorable situations. So, a home loan is the best choice. Choose a\u00a0home loan provider<\/a>\u00a0that meets your requirements. For instance, DMI Housing Finance provides\u00a0easy home loans for everyone and anyone<\/a>\u00a0with the flexibility of a long-term loan, low-cost charges, and minimum documentation<\/p>\n\n\n\n Deciding on a Home Loan Provider<\/strong><\/p>\n\n\n\n It is a very important factor in your home buying journey. The\u00a0best home loan provider<\/a>\u00a0can make your journey hassle-free. The convenience of application, minimum documentation, and easy process are some of\u00a0the important factors you must consider while selecting a home loan provider<\/a>. To know more about this, please check the latest\u00a0DMI Housing Finance blog<\/a>\u00a0on it.<\/p>\n\n\n\n Know Your Eligibility<\/strong><\/p>\n\n\n\n Once you have decided to go forward with a home loan, it is important to know your eligibility. Lenders review a lot of things before approving a loan. It includes credit score, business profile, age of the customer, and age of the property among others. While each of them is important to get a loan sanctioned, the two main factors are:<\/p>\n\n\n\n As per RBI’s guideline:<\/p>\n\n\n\n For loan value up to INR 30 lakh, 90% amount could be sanctioned.<\/p>\n\n\n\n For loans in the range of INR 30 lakh to INR 75 lakh, it is 80%.<\/p>\n\n\n\n For loans more than INR 75 lakh, it is 75%.<\/p>\n\n\n\n You can check your loan eligibility using the DMI\u00a0Loan Eligibility calculator<\/a>\u00a0now.<\/p>\n\n\n\n Calculate your EMI<\/strong><\/p>\n\n\n\n The home loan repayment is done in the form of Equated Monthly Instalments (EMIs) that are paid as a fixed amount every month. Depending upon the amount of your loan, you can easily calculate your EMI using the DMI\u00a0Home Loan EMI Calculator.<\/a><\/p>\n\n\n\n The EMI includes a part of the principal repayment and a part of interest payment and depends upon the tenure of your loan. You should always select a Loan provider who offers a long loan tenure and flexible EMI options like DMI Housing Finance.<\/p>\n\n\n\n If you are in search of your home or home loan provider, you can give us a missed call on\u00a0+919772027704<\/a>\u00a0for all your home loan needs. You can also use our\u00a0customer portal\u00a0<\/a>to apply online from wherever you are. It helps you to get fast approvals, track your loan application, check eligibility, manage your loan account, and access multiple other benefits.<\/p>\n\n\n\n You can choose to write to us at\u00a0customercare@dmihousingfinance.in<\/a>\u00a0or contact us on DMI Housing Finance customer support number –\u00a01800 121 4214<\/a>. DMI Housing Finance helps you get a home loan easily and make your dream home a reality.<\/p>\n","protected":false},"excerpt":{"rendered":" There is no doubt that buying a home is one of the biggest financial decisions you will make in your entire life. But a little financial planning can help you to do that with ease. We are here to help you to understand how to plan your finances for buying a home. Important Financial Factors […]<\/p>\n","protected":false},"author":1,"featured_media":7930,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-7927","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogs","blogs"],"acf":[],"_links":{"self":[{"href":"http:\/\/13.235.158.174\/hfc\/wp-json\/wp\/v2\/posts\/7927","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/13.235.158.174\/hfc\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/13.235.158.174\/hfc\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/13.235.158.174\/hfc\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/13.235.158.174\/hfc\/wp-json\/wp\/v2\/comments?post=7927"}],"version-history":[{"count":1,"href":"http:\/\/13.235.158.174\/hfc\/wp-json\/wp\/v2\/posts\/7927\/revisions"}],"predecessor-version":[{"id":7931,"href":"http:\/\/13.235.158.174\/hfc\/wp-json\/wp\/v2\/posts\/7927\/revisions\/7931"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/13.235.158.174\/hfc\/wp-json\/wp\/v2\/media\/7930"}],"wp:attachment":[{"href":"http:\/\/13.235.158.174\/hfc\/wp-json\/wp\/v2\/media?parent=7927"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/13.235.158.174\/hfc\/wp-json\/wp\/v2\/categories?post=7927"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/13.235.158.174\/hfc\/wp-json\/wp\/v2\/tags?post=7927"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\n
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